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INSURANCE TO MEET YOUR NEEDS

As a hairdresser or stylist,  your job is important throughout the year. Whether it’s summer or winter, your clients come to you to look and feel beautiful. You treat your customers with a service to suit their hair, whether it has been pre-coloured, damaged or just untrimmed. In addition to your in-salon services, more often than not you are trusted to give hair care advice in all areas, such as wig and extension maintenance or scalp treatments. 


Our job at Professional Beauty Direct is to offer our hairstylist insurance services to help meet your professional requirements. Our team have a broad understanding of the beauty and hair industry and we aim to make the subject of insurance less intimidating and more approachable, whether you are a newly qualified hairdresser looking for a hairdressing insurance package or a more experienced hairstylist, our self-employed hairdresser insurance policy is designed to help cover a range of circumstances.
 

 

Do Mobile Hairdressers need Insurance?

 

Our standard freelance hairdressing and stylist insurance covers a range of types of cutting, colouring and styling. As with any profession, there can be a risk of causing accidental injury to a customer, for example if they are burnt by your hair curler or if they have a severe allergic reaction to your styling products. This is why we offer a liability cover of £6,000,000 which provides cover for a range of hair treatments.

Amongst other things we cover:

  • Brazilian Blowdry
  • Permanent Hair Weaving
  • Yuko Hair Straightening 
  • Standard Hair Cutting, Drying or Styling
  • Hair Colouring 
  • Hair Extension

As a self-employed or mobile hairdresser or stylist, your professional equipment can support your success, from your stock of hair products to your scissors and salon-quality hair dryers or straighteners. Building up an inventory of your tools is not easy, and it is certainly not cheap. We also realise it’s not a quick process mastering hairdressing and styling. It takes years of practice and work experience. Our insurance for self-employed hairdressers helps to ensure that the time and money you’ve spent investing in your business isn’t damaged as a result of a customer claim. If you’re looking for kit or equipment cover, this can be incorporated within your policy as an optional extra at an additional cost. 

 

If you would like to find out more information, please take a look at our Treatments List. If you are still unable to find the service you offer, don’t hesitate to contact us and we’ll confirm whether we cover that treatment.

 

As an extension of our policy, we can add Teacher Training, which can cover you as a tutor and up to 15 students in your class.  We currently have three types of liability insurance covers, which include: Public Liability Insurance, Treatment Liability Insurance and Product Liability Insurance. 
 

  • Public Liability Insurance  can provide cover for injuries or accidents which may occur in your home or at your work premises, for which you might be held responsible, such as a customer falling over your equipment (subject to policy terms)
  • Product Liability Insurance ,can provide cover for the products you sell to your clients following a treatment, e.g. the products you used on them or aftercare products (subject to policy terms)
  • Treatment Liability Insurance can provide cover against claims that may be made against you by a client if they experience an illness or injury as a result of a treatment provided by you (subject to policy terms)

What other types of insurance do we provide?

 

We pride ourselves in providing a mobile hairdressing insurance policy that covers a range of treatments that you are likely to offer your clients. However, if you’re a mobile beauty and hair technician offering an array of different services, our Beauty policy can be chosen to provide cover across a range of aspects of hair and beauty. Professional Beauty Direct also offers the following insurance policies: 

 

If you are unable to find your services on our list, please use our handy step-by-step form or contact us to speak to our friendly team today.
 

How can Professional Beauty Direct help you?

We know that insurance policies can be difficult to understand, this is why at Professional Beauty Direct we aim to make insurance more accessible for everyone, so that you can find cover that will help protect your business requirements. 


With many years’ experience operating within the Beauty Insurance market, our team are here to help with any questions you may have.
If you’re interested in any insurance policies and would like to speak to someone from our team, please do not hesitate to get in touch, call us on 03456 058 670 or email info@professionalbeautydirect.co.uk.


You can also “Buy Now” and enjoy a discount on the Professional Beauty magazine subscription (£19.75 for 12 months, a saving of £17.25)**. 

 

*As of July 2026.  Price is based on £42.50 per year (including fee and insurance premium tax).  No eligibility criteria apply.  Optional extras are at an additional cost.  Policy limits and exclusions may apply, please see the policy wording for full terms and conditions. 
**Opportunity to purchase 12-month Professional Beauty magazine subscription at a discounted price of £19.75, or Hairdressers Journal magazine at a discounted price of £42.  To access the offer, click ‘buy now’.  Direct Debit memberships renew automatically unless cancelled. Annual one-off memberships do not auto-renew. A 14-day cooling-off period applies. Full Terms & Conditions.  
 

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SELF-EMPLOYED INDIVIDUALS

Beauty, Nail and Hair Policies Available
£6,000,000 Liability Cover
Many Optional Extras
Teacher Training Cover Available

SALON BUSINESS OWNER

Beauty, Nail and Hair Salons Covered 
£6,000,000 Liability Cover
Employers Liability Cover
Variable Contents Cover Available
Free Professional Beauty Magazine Subscription (ability to opt out Full Terms & Conditions)

ACCREDITED TRAINERS

Have you ever dreamed of teaching what you love? Whether you're an experienced MUA, lash artist, nail technician, hairdresser, or a dedicated holistic therapist, we can help you to elevate your career to new heights. Becoming an accredited trainer is more affordable than you might imagine. If you are a training school or provider and want your courses to be accredited by Professional Beauty Direct, please contact us for more details. Or if you’re looking to train in a new treatment, click here to view our PBD Accredited Training Schools and Academies.

Find out more