Student Beauty Insurance | Student Beauty Therapist Insurance

INSURANCE TO MEET YOUR NEEDS

Are you looking for student beauty insurance? We offer insurance for student beauty therapists. We understand everyone starts somewhere in their career - why not kickstart yours with appropriate professional student insurance.

As a student beautician, hairdresser or nail technician, the early stages of your training are vitally important to shape your career. Not only do you get a sense of where your flare lies, but you also get to master your technique.

We recognise mistakes and accidents are part and parcel of learning, helping you grasp the do’s and don’ts and the best technique for you. Our beauty insurance for students offers public, product and treatment liability cover, helping to take away unnecessary pressure when learning the tricks of the trade.

Please note, these policies are not designed for salon owners and do not cover you having employees or being an employee of a salon owner. Cover for hair extensions is for qualified hairdressers only. Please see the policy for full policy terms or speak to our team.

What does our Student Beauty Insurance include?

Insurance can be the making or breaking of your career. If a claim against you arises, especially when you’re training, it can be difficult and not to mention expensive to overcome.

Whether it be a spilt nail varnish, damage to a client’s property or a client suffers a reaction to the treatment you have administered, insurance cover can provide cover for claims made against you (subject to policy terms).

Our insurance policy includes:

Public liability insurance, if clients sustain a non-treatment based injury during a visit to your premises, for example, if you have your own treatment room or rent a chair and they slip or trip over on a step entering the property. An example could include accidentally damage to a client’s property if you visit their home (subject to policy terms)
Treatment liability insurance, if a client sustains an injury or illnesses as a result of the treatment or advice provided by you (subject to policy terms)
Product liability insurance, cover if an injury caused by products sold or supplied by you (subject to policy terms)

Our student beauty insurance is offered subject to the following terms and conditions:

We will not cover any liability arising out of or in connection with any treatment carried out by you where you are not qualified in the treatment being undertaken, except:

under the direct supervision of a qualified person; or
for students case study work; or
for other work prior to the qualification being obtained, if deemed ready or competent to do so by your school or tutor

providing that;

You do not practise outside the scope of what you have been taught and that regular supervision, ongoing case consultation and review for case studies is in place;
You are to declare to any person prior to offering treatment that you are not qualified;
You may charge a fee if appropriate, provided this is allowed by the tutor or school in question and that it is a modest amount and evidently lower than an experienced and qualified professional would normally charge

Once you are a fully qualified beautician, you can upgrade to one of our self-employed policies designed for:

Even if you decide to study in another area of beauty once you’re fully qualified, you will still be covered by our policies as Case Study cover is included as standard.

For example, you would purchase our student beauty insurance policy while studying for an NVQ 2 Beauty course, once qualified you’ll upgrade your insurance policy to full self-employed cover which will provide you with insurance for your NVQ 2 beauty treatments (subject to them appearing on your list of treatments covered) and continue to cover your student and case study cover while your work towards your NVQ 3 qualification.

What other insurance cover do we offer?

With many years’ experience operating within the Beauty Insurance market, we can offer a range of cover, for an extensive list of treatments, whether you’re a freelance or mobile technician, a salon owner.

How can Professional Beauty Direct help?

We pride ourselves on the service our team delivers, to help self-employed, freelance or mobile beauticians, and salon owners build a successful and well-established business in the future.
With many years’ experience operating within the Beauty Insurance market, our team are here to help with any questions you may have.

If you’re interested in any insurance policies and would like to speak to someone from our team, please do not hesitate to get in touch, call us on 03456 058 670 or email info@professionalbeautydirect.co.uk.

*Opportunity to purchase 12-month Professional Beauty magazine subscription at a discounted price of £19.75, or Hairdressers Journal magazine at a discounted price of £42. To access the offer, click ‘buy now’. Direct Debit memberships renew automatically unless cancelled. Annual one-off memberships do not auto-renew. A 14-day cooling-off period applies. Full Terms & Conditions.

** As of July 2026. Price is from £20 for the year (including insurance premium tax), for any student. Prices do not include the magazine subscription, which is optional at an additional discounted price. Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

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