Self-Employed Beauty Therapist Insurance

Are you a beautician looking for insurance? Our expert beauty therapist insurance is designed for self-employed, freelance and mobile beauticians practising in a salon, their own treatment room, visiting clients or renting a chair. 

You can expect instant cover, £6m public liability cover, £6m product liability cover, £6m treatment liability cover, optional teacher training cover, optional kit and equipment cover, and advanced treatments available as optional extensions.  

As a beauty therapist, it’s your responsibility to make your clients look and feel their very best. Whether you offer eyebrow threading, spray tanning, facials or pedicures and manicures, your clients should leave their treatment with a new lease of life and greater self-confidence.

By the nature of your role, you’ll be working in close proximity to your clients so it’s important you’re covered by comprehensive insurance in the event that something goes wrong. Whether a client suffers an allergic reaction, falls ill as a result of your treatment, has a slip, trip or fall whilst in your salon or you accidentally damage a clients property when you visit them, clients are all within their rights to make a claim against you. Trying to overcome claims without sufficient cover in place can be a daunting task and seriously impact the livelihood of your business.

What Does our Beauty Insurance include?

Our beauty insurance includes £6m public liability cover, £6m product liability cover and £6m treatment liability cover so you can have peace of mind knowing if something does go wrong, the success of your business won’t come under threat. 

Public liability cover is particularly important for beauticians as it will protect you in the event a client makes a claim against you for a non-treatment related injury or damage during your visit to their premises or their visit to yours. For example, if you accidentally spill nail varnish or oil on a clients carpet or they trip and hurt themselves entering your property, you could come up against an expensive compensation claim. 

Treatment liability cover is vitally important to protect you if a client sustains an illness or injury as a result of the treatment administered by you. For example, a client could claim you have caused irritation, burn or reaction from the treatment you’ve provided.

Product liability cover is important for beauticians who sell products in connection with their treatments, for example, creams for aftercare or products used during facials. This type of cover will protect you if a client suffers an allergic reaction from products sold by you.    

We understand it can be a challenging task finding the right insurance, that’s why we have made it easy to understand our insurance policies by cutting out the legal jargon. We also have a team of experienced individuals that are well versed in all things beauty and insurance. If you would like to discuss our insurance policies in more detail please get in touch.

What other Insurance Cover Do We Offer?

As experts in self-employed beauty therapist insurance, we don’t just cover beauty insurance, we also provide comprehensive hairdresser and stylist insurance, nail technician insurance, holistic insurance and barber insurance. 

Whether you’re a freelance or mobile beautician, work within a salon, or you’re a student in training, we have a suitable insurance policy for you.

Here are just some of the treatments our beauty insurance covers:

• Reiki
• Massages
• Microblading
• Laser hair removal
• Eyelash extensions
• Spray tanning
• Makeup application
• Face painting
• Reflexology
• Electrolysis
• Sports Massage Therapy
• Complementary Therapy
• Micropigmentation
• Indian Head Massage
• Aromatherapy
• Thai Massage
• Microdermabrasion
• Swedish Massage
• Dermaplaning
• Remedial Massage Health
• Alternative Therapy
• Cryotherapy

Some of these treatments fall under our advanced treatments. Please note, we do require that you hold an NVQ Level 3 or equivalent in Beauty Therapy for us to cover you in advanced treatments.

For a full breakdown of the treatments we cover, please explore our treatment list.

How can Professional Beauty Direct help?

At Professional Beauty Direct we strive to go the extra mile to help our customers. We try and make the process as enjoyable as possible by breaking down technical jargon so you fully understand your policy. If you have any queries or questions you’d like us to explain, we’d be more than happy to discuss these with you.

We offer a full quote and buy system so you can purchase your insurance policy straight away and benefit from being covered instantly. You can also enjoy a discount on the Professional Beauty magazine subscription if you wish or benefit from a free subscription if you take our a Salon Insurance policy with us. 

For more information regarding our policies, please get in touch online, call 0345 605 8670 or email info@professionalbeautydirect.co.uk.