Self-Employed Beauty Therapist Insurance

Are you a beautician looking for insurance? Our Beauty Therapist insurance is designed for self-employed, freelance and mobile beauticians practising in a salon, their own treatment room, visiting clients or renting a chair. 

Professional Beauty Direct provides a range of cover which can include £6m public liability cover, £6m product liability cover, £6m treatment liability cover (subject to policy terms, conditions, limits and exclusions).  With additional optional extensions including teacher training cover, kit and equipment cover, and advanced treatments available.  

As a beauty therapist, it’s your responsibility to make your clients look and feel their very best. Whether you offer eyebrow threading, spray tanning, facials or pedicures and manicures, your clients should leave their treatment with a new lease of life and greater self-confidence.

By the nature of your role, you’ll be working in close proximity to your clients, so it’s important you have insurance cover, in case something goes wrong. Whether a client suffers an allergic reaction, falls ill as a result of your treatment, has a slip, trip or fall whilst in your salon or you accidentally damage a client’s property when you visit them, clients may make a claim against you. Trying to overcome claims without sufficient cover in place can be a daunting task and could seriously impact the livelihood of your business.
 

What Does our Beauty Insurance include?

Our beauty insurance includes £6m public liability cover, £6m product liability cover and £6m treatment liability cover.

Public liability cover is particularly important for beauticians as it will help protect you in the event that a client makes a claim against you for a non-treatment related injury, or damage during your visit to their premises or their visit to yours. For example, if you accidentally spill nail varnish or oil on a client’s carpet or they trip and hurt themselves entering your property, you could come up against an expensive compensation claim. 

• Treatment liability cover, is important cover if a client sustains an illness or injury as a result of the treatment administered by you. For example, a client could claim you have caused irritation, burn or reaction from the treatment you’ve provided (subject to policy terms)
• Product liability insurance, is important for beauticians who sell products in connection with their treatments, for example, creams for aftercare or products used during facials. This type of cover could help protect you if a client suffers an allergic reaction from products sold by you (subject to policy terms)    

We understand it can be a challenging task finding insurance cover, that’s why our dedicated team are well versed in all things beauty and insurance and here to support you. If you would like to discuss our insurance policies in more detail, please get in touch.
 

What other Insurance Cover Do We Offer?

With many years’ experience operating within the Beauty Insurance market, we offer a range of cover including self-employed beauty therapist insurance, hairdresser and stylist insurance, nail technician insurance, holistic insurance and barber insurance. 

Whether you’re a freelance or mobile beautician, work within a salon, or you’re a student in training, we have a range of cover available.

Here are some of the treatments our beauty insurance can cover:

• Reiki
• Massages
• Microblading
• Laser hair removal
• Eyelash extensions
• Spray tanning
• Makeup application
• Face painting
• Reflexology
• Electrolysis
• Sports Massage Therapy
• Complementary Therapy
• Micropigmentation
• Indian Head Massage
• Aromatherapy
• Thai Massage
• Microdermabrasion
• Swedish Massage
• Dermaplaning
• Remedial Massage Health
• Alternative Therapy
• Cryotherapy

Some of these treatments fall under our advanced treatments. Please note, we do require that you hold an NVQ Level 3 or equivalent in Beauty Therapy for us to cover you in advanced treatments.

For a full breakdown of the treatments we cover, please explore our treatment list.

How can Professional Beauty Direct help?

At Professional Beauty Direct we try and make the process as enjoyable as possible to help you fully understand your policy. If you have any queries or questions you’d like us to explain, we’d be more than happy to discuss these with you.

With many years’ experience operating within the Beauty Insurance market, we offer a range of cover and are here to help with any questions you may have.

If you’re interested in any insurance policies and would like to speak to our team, please do not hesitate to get in touch, call us on 03456 058 670 or email info@professionalbeautydirect.co.uk.

You can also “Buy Now” and enjoy a discount on the Professional Beauty magazine subscription (£19.75 for 12 months, a saving of £17.25)**.  

* As of July 2026.  Price includes fee and insurance premium tax.  Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.
**Opportunity to purchase 12-month Professional Beauty magazine subscription at a discounted price of £19.75, or Hairdressers Journal magazine at a discounted price of £42.  To access the offer, click ‘buy now’.  Direct Debit memberships renew automatically unless cancelled. Annual one-off memberships do not auto-renew. A 14-day cooling-off period applies. Full Terms & Conditions.