How much does massage insurance cost

Our Massage Therapist Insurance for self-employed individuals costs from as little as £52.50 per year, whilst our salon insurance starts from as little as £231.10 per year.

As a fully qualified massage therapist, your role is designed to provide health and wellbeing support to a wide range of clients, from office workers to marathon runners. 

Whether you are a student or a fully qualified massage therapist, you and/or your employees have regular direct exposure to clients. The service that your industry provides involves the manipulation of soft body tissue, with services including but not limited to:

• Discussing and assessing clients medical history and requirements to identify how massage can support them, improving quality of life and wellbeing.
• Massaging and manipulating soft body tissue to improve relaxation and general wellbeing. 
• Create and develop massage treatment plans tailored to clients individual needs.
• Prepare and blend massage oils and/or creams that are necessary for treatment.

In any profession, no matter how well prepared you are, accidents do happen. It is crucial for massage therapists to have appropriate insurance, to ensure that your business, your employees and your clients are protected.

What does massage therapist insurance cover?

Professional Beauty Direct, is an industry leader in the UK for massage therapist insurance, designed for qualified massage and holistic therapists who work either in their own treatment room in a house or a salon or on a self-employed, mobile basis. 

As standard, our massage therapist insurance includes public, product and treatment liability up to £6 million. 

• Public Liability Insurance covers any injuries or accidents which may occur in your place of work whether that be your home, a client home or a clinic, such as a customer falling over your equipment. This also covers any damage which is caused to your client’s property during a visit to their home.
• Product Liability Insurance covers any products which you sell to clients. If this product then causes any adverse reaction, as long as all terms and conditions of the insurance policy and the manufacturer guidelines of the product have been followed then the insurance policy will cover the claim.
• Treatment Liability Insurance covers claims on any therapy treatment that you have provided to a client. For example, if a client is injured as a result of a treatment that you provide.

Optional add ons to our insurance includes:

• Kit and equipment cover, we understand how much professional equipment costs, so we offer damage and theft cover for these if requested. 
• Teacher training insurance, if you wish to train up the new generation of massage therapists then this add on is well suited to you, providing extra assurance for your business.

If you have your own salon or commercial premises, we offer salon insurance which includes:

• Employer Liability Cover of £10,000,000 
• Money and glass cover
• Business interruption cover protects your business against loss of earnings if an insured peril prevented you from trading.

Massage therapist insurance is one of the many beauty and salon treatments we cover. Our insurance policies are designed to cover all the treatments you and/or your business are qualified to administer. 

Whether you are qualified in one area or several treatments, this can be incorporated into your insurance policy. We have a wide range of treatments that we cover, ranging from Holistic insurance to Indian Head massage insurance. If you are an expert in a treatment not listed on our site, please get in touch and we’ll be happy to discuss your needs.

For mobile massage therapists

Our insurance policies cover self-employed individuals who either travel to third party venues, work from home, or rent a room in a salon to administer their treatments.

For more information regarding mobile massage therapy insurance please get in touch so we can ensure your policy is best suited to your needs.

How much does massage therapist insurance cost?

Massage therapist insurance costs start from just £52.50 a year, covering public liability and treatment risk insurance. 

Our insurance policies vary depending on your individual circumstances, and whether you own a salon or work on a mobile basis. All of our policies can be personalised to best fit your needs, with additional advanced treatment cover and equipment cover available.

We are passionate about helping ensure that beauty experts can run successful businesses with our insurance policies. Speak to our friendly massage therapist insurance experts for further information about what our policies can do for you, you can either contact us online or call us on 0345 605 8670.

Our expert team is committed to breaking the stereotype of insurance companies being intimidating, unapproachable and incomprehensible. If you’re looking for a personable and approachable insurance company then do not hesitate to get in touch.

We take pride in offering a professional, credible and trustworthy service that aims to enrich your profession.

We understand that finding an insurance policy that is right for you can be a stressful experience, we provide a hassle-free experience with our customer service team always on hand to help and break down the industry jargon for you so you can understand your insurance.

Contact our massage therapist insurance experts today and see how we can protect your business and give you peace of mind.