How much your hair salon insurance will cost is dependent on a number of factors. The underwriters of an insurance company will be responsible for determining the probability of an insurance ...
How much your hair salon insurance will cost is dependent on a number of factors.
The underwriters of an insurance company will be responsible for determining the probability of an insurance claim being made during the policy period and the likely cost of that claim.
Factors that will be considered when calculating the cost of hair salon insurance:
At Professional Beauty Direct, we offer hair salon insurance and insurance for self-employed hairdressers and hair stylists that can be tailored to your business ensuring you have the right protection for the risk associated with owning and running your own hair salon.
Our insurance for hair salons starts from as little as £167 per year. This particular insurance policy includes:
Treatment Liability covers any injury or reaction that may occur to a client from a treatment that you perform.
Public Liability covers your client in the event of injury occurring within a client’s home or third-party premise. This includes in situations whereby a client’s property becomes damaged during a visit e.g. spilt product.
Product Liability covers you in the event that you sell products t you’ve used during a treatment to clients, and that product turns out to be faulty or cause a reaction.
Employers Liability covers your legal liability to your employees arising out of injury or disease that they may sustain during their employment (including claimants’ costs and expenses). This includes costs and expenses in connection with prosecutions and appeals against convictions under health and safety legislation.
Business Interruption covers loss of gross earnings and increase in costs of working during the Business Interruption period following damage to property and insurance under the Buildings and Contents section. All insurance policies offer different cover but you may want to consider covering the following Business Interruption associated risks:
Buildings and Contents covers loss or damage to your salon in the event of damage caused by extreme weather, fire in the salon, water damage or if items in your home were damaged or stolen in a burglary.
As standard our hair salon insurance policy covers the following treatments:
Getting a quote or buying hair salon insurance via Professional Beauty Direct is simple.
Using our quote and buy online system, you can select the correct salon cover for you and enter a few details about your business before receiving a quote which you can either save or confirm & buy straight away.
Our helpful team is always on hand to assist you with any queries you may have or simply if you want to speak to someone over the phone to make your purchase. Please, do not hesitate to contact us on 0345 605 8670 or email us on firstname.lastname@example.org.