How much does barber insurance cost

Why is barber insurance needed?

Our barber insurance for self-employed individuals costs from as little as £42.50 per year whilst our barber shop insurance starts from as little as £195.92 per year. 

As a barber, you build your reputation over the years, creating a loyal portfolio of customers who keep coming back time and time again. Your responsibility is to help your clients feel good on the inside and out, as well as act as someone your clients can confidently talk and confide in. 

When working as a barber, you will be routinely handling sharp objects as  well as styling products; no matter how steady your hands are or how many precautions you’ve taken beforehand, accidents can happen.

If a client has a bad reaction to a hair product or is cut by one of your tools, it is crucial that you are protected so in the event of a client making a claim against you, your business and livelihood is protected.

If a customer makes a claim and you’re not insured, you could be expected to pay damages of maybe as much as £100,000.
This could wipe out your business and damage everything you have worked so hard to build, including personal assets if you are not a limited company.. 

We want to ensure that you are covered in any situation, so our barber insurance offers cover up to £6 million for public, products and treatment liability to give you peace of mind.

Our insurance covers both freelance barbers and barber shops, to allow you to protect your craft, your talented employees, and your clients.

What does barber shop insurance cover?

Here at Professional Beauty Direct, we understand that running your own barber business is a demanding job, from managing the day-to-day running of the business to looking after all of the management behind the scenes. 

Finding the right barber insurance policy for your business adds to this and can be a daunting task. We want to take the hassle out of insurance, making the process easy for you and breaking down legal jargon so you can know exactly what it means for your barber business.

We provide barber insurance for both self-employed barbers and barber shops. 

Our freelance barber insurance comes with product liability, treatment liability and public liability cover:

• Public Liability Insurance covers any injuries or accidents which may occur in your place of work whether that be your home or a clients own home, such as a customer falling over your barber equipment.
• Treatment Liability Insurance covers claims on a treatment that you have provided to a client. For example, if a client is cut and injured as a result of their haircut.
• Product Liability Insurance covers any hair and styling products which you sell to clients. If this product then causes an allergic reaction, as long as all terms and conditions of the insurance policy and the manufacturer guidelines of the product have been followed then the insurance policy will cover the claim.

For our barber shop cover, we provide product liability, treatment liability and public liability cover as above in addition to the following:

• Stock and contents cover, which protects your business in the case of your building being burgled or damaged.
• Business interruption, money and glass cover
• Employers Liability Cover of £10,000,000
• Optional Buildings Cover

We also offer additional add ons to our self-employed policies including:

• Kit and equipment cover, we understand how much professional equipment costs, so we offer damage and theft cover for these if you wish.
• Teacher training insurance, if you wish to train up the new generation of barbers in your barber shop then this add on is the perfect addition. Learning by making mistakes is part of the process, so this insurance provides the assurance needed for your business.

How much does barber insurance cost?

Here at Professional Beauty Direct, we are dedicated to making your insurance process fuss-free. We will work with you closely throughout the whole process, going the extra mile to ensure your business gets the insurance that is best suited to your needs. Our team of experts are truly passionate about helping you find success with your barber business.

Our barber insurance starts from £42.50 a year whilst our barber shop insurance starts from as little as £195.92 per year, so don’t wait until it is too late and get in contact with our insurance experts today to see how we can protect your business and give you peace of mind.